E&O FAQs for Life and Accident & Sickness Insurance Agents and Agencies

Yes. Your E&O Certificate of Insurance must show dedicated limits for both insured OR you need separate E&O coverage, if they are not on the same E&O Certificate of Insurance.

Yes. All entities that carry on the business of insurance in Saskatchewan must have their own E&O Certificate of Insurance coverage.

Yes. All licensed individuals who carry on the business of insurance including servicing existing clients in Saskatchewan must have E&O coverage.

Yes. As long as your licence is still active you must maintain E&O insurance.

No. You are now responsible for logging in to the ICS portal account and uploading your own E&O Certificate of Insurance. Your agency cannot submit it on your behalf.